It's much easier to start with good habits than to repair black marks later on.                                                                 



You are invited to the most effective program available to clear mistakes made by creditors.



Once you have obtained excellent credit, it is necessary for you to protect it.                                             

Financial Glossary
Understanding Financial, Credit, & Real Estate Terms


 A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | XYZ  

U.S. savings bond  —  A nontransferable, registered bond issued by the U.S. government in denominations of $50 to $10,000.

U.S. Treasury securities  —  Interest-bearing obligations of the U.S. government issued by the U.S. Department of the Treasury as a means of borrowing money to meet government expenditures not covered by tax revenues. There are three types of marketable Treasury securities-bills, notes and bonds.

Unemployment rate  —  The percentage of the labor force that is unemployed and actively seeking a job.

Uniform currency  —  The term used to describe the uniform acceptance across the country of currency notes issued by nationally chartered banks following the National Banking Act of 1863.

Unsecured credit  —  Credit extended on the borrower's promise to repay the debt, and for which collateral is not required.

Unsecured debt  —  A debt instrument not backed by the issuer's pledging of assets. Unsecured bonds are called debentures.