Build

It's much easier to start with good habits than to repair black marks later on.                                                                 

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Restore

You are invited to the most effective program available to clear mistakes made by creditors.

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Protect

Once you have obtained excellent credit, it is necessary for you to protect it.                                             

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Financial Glossary
Understanding Financial, Credit, & Real Estate Terms

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Variable rate  —  A variable-rate agreement, as distinguished from a fixed-rate agreement, calls for an interest rate that may fluctuate over the life of the loan. The rate is often tied to an index that reflects changes in market rates of interest. A fluctuation in the rate causes changes in either the payments or the length of the loan term. Limits are often placed on the degree to which the interest rate or the payments can vary.

Vault cash   —  Cash kept on hand in a depository institution's vault to meet day-to-day business needs, such as cashing checks for customers; can be counted as a portion of the institution's required reserves.

Velocity  —  The rate at which money balances turn over in a period for expenditures on goods and services (often measured as the ratio of GNP-gross national product-to the money stock). A larger velocity means that a given quantity of money is associated with a greater dollar volume of transactions.